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Financial Counseling

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Debtor Education

Debtor Ed. How It Works

Debtor Ed Registration

   

How It Works


askAFS is approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the Providers service.  However, our course meets the requirements of the new law enacted by Congress which mandates completion of an instructional course in personal financial management in order for an individual chapter 7 or 13 debtor to receive a bankruptcy discharge.

This Internet portion of this course can be completed from any location such as your home, your office, your attorney’s office, a public library or internet café.  It takes approximately 2 hours and conveniently allows you to start and stop at any time and as many times as you need so you can set your own pace. 

You cannot fail this course.  You will meet the requirements of the law as long as you complete the course.  You will be provided the required certificate of completion at the end of the course.  Either you or your attorney can file the certificate with the Bankruptcy Court.

This course costs only $49.95 per individual and can be paid by debit card, credit card, or money order. Your certificate of completion will be sent to you by fax, e-mail or regular mail upon completion of the course.  If you are paying by money order your account will be activated after receipt of your money order. This course is offered to debtor students without regard to a debtor student’s ability to pay.


Register Now


What are the steps in the process?


  • Complete the online registration or call 888-883-4281 to speak to a representative.
  • After registration an askAFS representative will contact you regarding payment method and billing information.
  • After payment has been received, you will receive immediate notification of how to access the course material, including your login and password.
  • After completing the course an askAFS counselor will be ready to help answer any of your questions.
  • Your Certificate of Completion will then be mailed, faxed or e-mailed to you and/or your attorney.
  • The entire process can be completed in a very short time.